How stablecoins try to hold their value
Stablecoins use different reserve, collateral, and stabilization methods. These categories describe the main design used by each record.
- Model records
- 9
- Purpose
- Comparison
- Unknown state
- Preserved
Backing and stabilization models
These labels summarize the dominant public design. Hybrid and uncertain records remain explicit instead of being forced into a single category.
Fiat-backed
Backed by cash or other off-chain reserve assets.
Crypto-collateralized
Backed by crypto assets held in smart contracts or protocol positions.
Algorithmic
Uses incentives, supply changes, or linked assets to maintain the target price.
Hybrid
Combines more than one reserve or stabilization method.
Synthetic
Tracks a dollar-like value through hedging or other synthetic exposure.
Yield-bearing
Includes an interest or yield mechanism in the token or related protocol.
Commodity-backed
Backed by commodities or claims on commodity holdings.
Multi-collateral
Uses several types of collateral rather than a single reserve asset.
Unknown / under review
Public information is not yet sufficient to classify the model confidently.
Use with record evidence
A model label is a navigation aid, not a complete risk assessment or reserve claim.