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Record sog_st_usdpt

USDPTU.S. Dollar Payment Token

Also recorded as USDPT, U.S. Dollar Payment Token, Western Union USDPT

Active

Lifecycle: Active
Issuance: Unknown
Reference target: US dollar
Primary organization: Anchorage Digital Bank
No additional recorded relationship
Launch: 2026-05-04
Redemption: Issuer Redemption
Backing: Unknown
Stabilization: Issuer redemption
Last review: 2026-08-26
Evidence: 2 source records

Reviewed assessment

Identity and current state

This summary reports reviewed facts and uncertainty. It is not a rating or recommendation.

U.S.-dollar payment stablecoin launched by Western Union on Solana and issued by Anchorage Digital Bank, with monthly third-party reserve attestations.

Name	U.S. Dollar Payment Token
Symbol	USDPT
Aliases	USDPT, U.S. Dollar Payment Token, Western Union USDPT
Asset class	Stablecoin
Lifecycle status	Active
Issuance status	Unknown
Canonical record ID	`sog_st_usdpt`
Route slug	`usdpt`
Record confidence	High
Last reviewed	2026-08-26

Name: U.S. Dollar Payment Token
Symbol: USDPT
Aliases: USDPT, U.S. Dollar Payment Token, Western Union USDPT
Asset class: Stablecoin
Lifecycle status: Active
Issuance status: Unknown
Canonical record ID: sog_st_usdpt
Route slug: usdpt
Record confidence: High
Last reviewed: 2026-08-26

Record coverage

Section	Entries
Organizations	1
Sources	2
Reserve reports	1
Reserve components	1
Model-history events	0
Regulatory notes	0
Deployments	1
Issuer-control actions	0
Open questions	1
Events	1

Material concerns

What the reviewed record does not let you assume

Active status and verified evidence are not safety endorsements. Unknown means the reviewed record does not support a stronger conclusion.

Material known unknowns: 1 open

Organizations and control

Primary display is a navigation and summary choice only. It does not replace other organizations or imply sole legal responsibility, operational control, reserve custody, or historical continuity.

Governance: Centralized
Primary display organization: Anchorage Digital Bank
Primary display role: Legal issuer
Relationship coverage: 1 recorded relationship

Control and relationship coverage

Display selection mode: Deterministic Policy
Current relationships: 1
Ended relationships: 0
Unknown relationship state: 0
Freeze capability: 0 recorded yes · 0 recorded no · 1 not recorded
Blacklist capability: 0 recorded yes · 0 recorded no · 1 not recorded
Deployment control-event references: 1
Observed issuer-control events: 0

All current, ended, and unknown-state organization relationships
Organization	Organization category	Regulatory character	Jurisdiction	Role	Display priority	From	Until	Relationship status
Anchorage Digital Bank	Bank, trust, or credit institution	Regulated bank, trust, or credit institution	United States	Legal issuer	Primary display	2026-05-04	Not yet recorded	Active relationship

Bank, trust, or credit institution

Anchorage Digital Bank

Primary display

Functional role: Legal issuer
Relationship status: Active relationship
Regulatory character: Regulated bank, trust, or credit institution
Jurisdiction: United States
From: 2026-05-04
Until: Not recorded

Mechanism

How the asset works

Primary operating facts are shown first. Classification and methodology details remain available below.

Reference target: US dollar
Public backing model: Unknown
Primary stabilization mechanism: Issuer redemption
Redemption / exit model: Issuer Redemption
Valuation source: Public information is incomplete
Yield / rebase profile: No recorded change · Accrual: No recorded change

Classification and mechanism details

Reference kind: Fiat
Comparison category: US dollar
Target value: 1
Reference methodology: Western Union describes USDPT as fully backed by U.S. dollars.
Canonical backing types: Cash, Government Securities
Reserve component categories: Other
Recorded model description: Fully Backed Us Dollars
Classification notes: Payment stablecoin issued by Anchorage Digital Bank for Western Union; reserve-profile backing classification includes cash and government securities under the reviewed reserve program.

Reserve and redemption

Recorded components, disclosures, reports, and redemption conditions remain explicit.

Reserve components

U.S.-dollar reserve backing with a published reserve-attestation program; exact current asset allocation is not specified in the reviewed recordOther · The component records full-dollar backing and the existence of reserve attestations without inferring an unsupported cash/Treasury split, maturity profile, custodian or reserve share.

Reserve profile

Disclosure status	Monthly Third Party Attestation Program
Backing types	Cash, Government Securities
Summary	Western Union and Anchorage describe USDPT as fully backed by U.S.-dollar reserve assets; Anchorage also publishes a reserve-attestation page. Report-body figures and full historical allocation series are not normalized here.
As of	2026-08-26
Profile confidence	High

Disclosure status: Monthly Third Party Attestation Program
Backing types: Cash, Government Securities
Summary: Western Union and Anchorage describe USDPT as fully backed by U.S.-dollar reserve assets; Anchorage also publishes a reserve-attestation page. Report-body figures and full historical allocation series are not normalized here.
As of: 2026-08-26
Profile confidence: High

Redemption profile

Current status	Eligible Customers Only
Settlement asset	USD fiat
Eligible parties	Eligible Anchorage Digital Bank clients and supported Western Union program participants under current terms.
Retail access	Consumer distribution may occur through Western Union channels, but unrestricted direct issuer redemption for every holder is not inferred.
Institutional access	Issuer-side access is subject to Anchorage onboarding, compliance and program terms.
Minimum amount	not stated in reviewed public sources
Fee	not stated in reviewed public sources
Settlement time	not stated in reviewed public sources
Regional limits	Bank Client and Program Terms Apply, Not yet recorded

Current status: Eligible Customers Only
Settlement asset: USD fiat
Eligible parties: Eligible Anchorage Digital Bank clients and supported Western Union program participants under current terms.
Retail access: Consumer distribution may occur through Western Union channels, but unrestricted direct issuer redemption for every holder is not inferred.
Institutional access: Issuer-side access is subject to Anchorage onboarding, compliance and program terms.
Minimum amount: not stated in reviewed public sources
Fee: not stated in reviewed public sources
Settlement time: not stated in reviewed public sources
Regional limits: Bank Client and Program Terms Apply, Complete Current Eligibility Inventory Not Recorded

Reserve and attestation history

Date	Publisher	Type	Assets covered	Record confidence
2026-05-04	Anchorage Digital / Western Union	Issuer Reserve Attestation Program	Cash, Government Securities	High

Anchorage Digital / Western Union

2026-05-04

Type: Issuer Reserve Attestation Program
Assets covered: Cash, Government Securities
Record confidence: High

Deployments and legal context

Network state, contract identity, legal notices, and value states remain separate.

Blockchain deployments

Network	Standard	Deployment type	Operational state	Contract or identifier
Solana	Solana token	Issuer- or institution-supported deployment	Active	Identifier not recorded
Technical, canonicality, and control fields Network record state Specific network recorded Canonical deployment type Issuer Native Token Recorded status Active Change or proposal state No separate change state recorded Canonicality Issuer-native deployment Canonicality record state Canonicality recorded Verification state Source-linked record; identifier not recorded Contract identity state Identifier not recorded Freeze Not yet recorded Blacklist Not yet recorded Control events 1 Notes Western Union launch material identifies Solana. Exact mint and current administrative role assignments are not normalized from the reviewed source.

Network

Solana

Active

Standard: Solana token
Deployment type: Issuer- or institution-supported deployment
Contract or identifier: Identifier not recorded

Technical, canonicality, and control fields

Network record state: Specific network recorded
Canonical deployment type: Issuer Native Token
Recorded status: Active
Change or proposal state: No separate change state recorded
Canonicality: Issuer-native deployment
Canonicality record state: Canonicality recorded
Verification state: Source-linked record; identifier not recorded
Contract identity state: Identifier not recorded
Freeze: Not yet recorded
Blacklist: Not yet recorded
Control events: 1
Notes: Western Union launch material identifies Solana. Exact mint and current administrative role assignments are not normalized from the reviewed source.

Regulatory and official notices

Date	Title	Authority / publisher	Type	Summary
No regulatory notes have been added yet.

No regulatory notes have been added yet.

Evidence

Publisher, provenance, supported claims, archive state, reliability, and publication date remain separate.

2 source identities · 2 evidence relations
Source	Publisher	Source category	Provenance	Primary or secondary	Supported claims	Archive	Reliability
Western Union Launches USDPT on Solana Published 2026-05-04	Western Union	Official statement or announcement Canonical: Official Announcement	Subject-controlled source	Primary source	Identity, Issuer, Launch, Deployment, Backing, Usdpt Launch Issuer Solana Full USD Backing	Archive index or wildcard	High
USDPT reserve attestations Published Not yet recorded	Anchorage Digital	Reserve, assurance, or financial report Canonical: Reserve Transparency Page	Subject-controlled source	Primary source	Reserve, Attestation, Usdpt Monthly Third Party Reserve Attestations	Archive index or wildcard	High

Official statement or announcement

Western Union Launches USDPT on Solana

High

Publisher: Western Union
Published: 2026-05-04
Provenance: Subject-controlled source
Primary or secondary: Primary source
Supported claims: Identity, Issuer, Launch, Deployment, Backing, Usdpt Launch Issuer Solana Full USD Backing
Archive: Archive index or wildcard
Reliability: High

Reserve, assurance, or financial report

USDPT reserve attestations

High

Publisher: Anchorage Digital
Published: Not yet recorded
Provenance: Subject-controlled source
Primary or secondary: Primary source
Supported claims: Reserve, Attestation, Usdpt Monthly Third Party Reserve Attestations
Archive: Archive index or wildcard
Reliability: High

Known unknowns

Known unknowns and coverage

Missing or disputed facts remain visible instead of being converted into certainty.

Open questions

Topic	What remains unclear	Value state	Priority	Last checked
Solana Mint Attestation History and Redemption Terms	Exact Solana mint, current control-role assignments, report-body figures for the full reserve-attestation history and complete direct-redemption terms are not normalized from the reviewed sources.	Unknown after review	Medium	2026-08-26

Solana Mint Attestation History and Redemption Terms

Exact Solana mint, current control-role assignments, report-body figures for the full reserve-attestation history and complete direct-redemption terms are not normalized from the reviewed sources.

Value state: Unknown after review
Priority: Medium
Last checked: 2026-08-26

Lifecycle

History

Current classification remains separate from dated changes and incidents.

Model and lifecycle changes

No separate model-change event is currently recorded.

Event timeline

Date	Event	Category	Subtype	Status effect	Recovery
2026-05-04	Western Union launches USDPT on Solana	Launch and introduction	Launch	Remained active	Not applicable

Related records and corrections

Corrections and further reading

Open connected records, methodology, machine-readable data, or report a correction.